Premium Financing Illustration Generator

Complete workflow to analyze and generate premium financing scenarios

1
Upload Policy Illustration

Start by uploading your policy illustration PDF file. The system will extract key policy values automatically.

Click to select or drop a PDF file
Supported formats: PDF, Excel (.xlsx, .xls)
Processing your file...
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2
Configure Financing Parameters

Set parameters for your premium financing scenarios. We'll generate three different scenarios for comparison.

Standard Financing Parameters
% of premium to finance (e.g., 90%)
Annual interest rate (e.g., 4.0%)
Alternative Financing Parameters
% of premium to finance in alternative scenario
Alternative interest rate (e.g., 6.0%)
Scenario 1: No Financing
Financing: 0%
Direct Premium Payments
Base Policy Performance
Scenario 2: Standard Financing
Financing: 90%
Interest Rate: 4.0%
Conservative Approach
Scenario 3: Alternative Financing
Financing: 100%
Interest Rate: 6.0%
Aggressive Strategy
Generating financing scenarios...
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3
Results & Download

Your premium financing scenarios have been generated successfully. You can download the Excel file for detailed analysis.

Success! Premium financing scenarios have been generated successfully.

Comparison of Scenarios

Scenario 1: No Financing
Financing: 0%
Direct Premium Payments
Cash Value (Year 20): $0
Death Benefit (Year 20): $0
Scenario 2: Standard Financing
Financing: 90%
Interest Rate: 4.0%
Cash Value (Year 20): $0
Death Benefit (Year 20): $0
Scenario 3: Alternative Financing
Financing: 100%
Interest Rate: 6.0%
Cash Value (Year 20): $0
Death Benefit (Year 20): $0

Detailed Results

Scenario Financing % Interest Rate Client Net Cash Value (Year 20) Client Net Death Benefit (Year 20)
Download Results